Insurance
for the modern age
Insurance
for the modern age
Delivering a timeless, first class experience by integrating cutting-edge technology to reduce risk and ensure peace of mind.
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Access to the world’s most incredible markets
Access to the world’s most incredible markets
There's luxury to peace of mind
Opulent Risk & Insurance Services was established to offer a first-class, boutique luxury experience tailored to the Southern California insurance market. Located in Carlsbad, CA, we provide private client insurance services to families and business owners throughout California and across the nation.
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Ease of Business
We simplify insurance portfolio management using innovative technology, making information accessible and consultations readily availble to meet our clients needs.
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Ease of Business
We simplify insurance portfolio management using innovative technology, making information accessible and consultations readily availble to meet our clients needs.
Learn more
Ease of Business
We simplify insurance portfolio management using innovative technology, making information accessible and consultations readily availble to meet our clients needs.
Learn more
Personal Insurance Services
Our comprehensive and simple process delivers results
Start online, call or text
Connecting and collaborating with us is straightforward and effortless.
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Coverage analysis
Our team assesses your existing insurance portfolio to identify coverage gaps and enhance asset protection.
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Power of choice
Review proposals from various carriers and choose the ideal package for your family.
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Auto
Experience personalized coverage with our private client auto insurance. Tailored to meet the unique needs of high-value vehicles and discerning drivers, our service offers exceptional protection and dedicated support.
Average Response Time
30 mins
Homewners
Protect your home with our specialized private client homeowners insurance. We provide customized coverage and exceptional service to ensure your most valuable assets are fully protected.
We've got options, exclusive markets:
10+
Umbrella
Enhance your coverage with umbrella insurance. Get added peace of mind with extra liability protection beyond your standard policies.
Families without proper liability limits
40 %
Commercial Insurance Services
Safeguarding What Drives Your Success
Auto
Protect your business on the road with our comprehensive commercial auto insurance, offering tailored coverage for your vehicles and drivers.
Commercial Property
Safeguard your business assets with our reliable commercial property insurance, offering protection against damages, theft, and unexpected events.
Cyber
Protect your business from digital threats with our comprehensive cyber insurance, offering coverage against data breaches, cyberattacks, and other online risks
Directors & Officers
Safeguard your leadership team with our Directors and Officers Insurance, providing critical protection against legal risks and personal liabilities.
General Liability
Protect your business from costy claims with our general liability insurance, covering accidents, injuries, and property damage.
Workers Compensation
Ensure your employees are covered with our workers compensation insurance, providing protection for workplace injuries and medical expenses.
FAQS
Haven’t found what you’re looking for? Contact us
What types of insurance do you specialize in?
We offer tailored insurance solutions for families and businesses, covering everything from auto and home to cyber, D&O, and general liability. Protect what matters most with a custom built insurance portfolio from Opulent.
How do I request a consultation?
Can I review and compare multiple insurance options?
What makes your private client services different?
Do you offer coverage analysis for my existing insurance?
What types of insurance do you specialize in?
We offer tailored insurance solutions for families and businesses, covering everything from auto and home to cyber, D&O, and general liability. Protect what matters most with a custom built insurance portfolio from Opulent.
How do I request a consultation?
Can I review and compare multiple insurance options?
What makes your private client services different?
Do you offer coverage analysis for my existing insurance?
What types of insurance do you specialize in?
We offer tailored insurance solutions for families and businesses, covering everything from auto and home to cyber, D&O, and general liability. Protect what matters most with a custom built insurance portfolio from Opulent.
How do I request a consultation?
Can I review and compare multiple insurance options?
What makes your private client services different?
Do you offer coverage analysis for my existing insurance?
Get in Touch
Contact Now
Safeguard your future with a customized insurance solution. Connect with us to begin your consultation.
Copyright © 2024 Opulent.
All Rights Reserved
Copyright © 2024 Opulent.
All Rights Reserved
Copyright © 2024 Opulent.
All Rights Reserved